Superannuation advice in Perth to make the most of your super
Grow your super, contribute tax-effectively and put the right foundations in place for the retirement you want.
Superannuation advice in Perth that grows your balance
For most people super is one of their largest assets, yet it is often the most overlooked. Glow Wealth provides superannuation advice in Perth to help you understand your super and make it work harder, so the years of contributions add up to the retirement you are hoping for. Good advice often pays for itself: there are several types of contribution, and using the right ones — and contributing tax-effectively — can build your balance faster than simply leaving it to grow on its own.
Superannuation strategy
We develop a personalised super strategy aligned with your retirement goals, ensuring your contributions work as hard as possible.
Tax-effective super contributions
There are many different contribution types, and using the right one can help you develop your balance even quicker and more tax-effectively.
Pre-retirement planning
As you near retirement, we can put strategies in place to reduce your tax whilst increasing your superannuation balance.
Pension & income stream setup
We help you transition from accumulation to pension phase, setting up income streams that support your lifestyle in retirement.
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Advice for GESB members in Perth
We advise GESB members and other WA public-sector workers in Perth, whose schemes work differently from most. West State Super, Gold State Super and GESB Super each have their own features and rules, and decisions around them are not always reversible — so it is worth understanding how yours works before you act. We keep this advice general and tailored to your scheme and circumstances.
Getting your super ready for retirement
As retirement comes into view, super moves from quietly growing in the background to funding your day-to-day life. We help you get your super ready for that shift — reviewing how it is invested, structured and able to support an income. When you are closer to that stage, this connects with our dedicated retirement planning, where we map out your income and the timing of your move into retirement.
Other services
Investments
A diversified portfolio built around your goals, timeframe and comfort with risk — so your money works toward the life you want.
Insurance
Income protection and personal insurance advice — a financial seat belt so an illness or injury does not undo everything you have built.
A plan to make the most of your super
- A super strategy built around your goals
- Tax-effective contributions using the right contribution types
- General advice for GESB and WA public-sector schemes
- Your super readied for the move into retirement
- A growing balance year on year
Award-winning advice, trusted by WA families.
Most Trusted Advisers 2023
Astrum Awards 2023Common questions
A reasonable fee depends on the complexity of your situation and whether you want one-off advice or an ongoing relationship with regular reviews. Some advisers charge a flat dollar fee and others a percentage, and what matters most is that the fee is clear and proportionate to the value you receive. Glow Wealth sets out super advice fees in plain dollar terms before any work begins, so you can judge whether it is reasonable for you.
Published benchmarks are a rough guide at best — what matters is the retirement you want and the time you have to fund it. We work backwards from that, then look at contributions and investment settings to close any gap.
Yes — from choosing contribution types and reviewing how your super is invested, to consolidating accounts and planning the shift into pension phase. Super is often where advice pays for itself first.
It depends on the lifestyle you want, other assets and whether you own your home. Rather than a single magic number, we model your income needs and test them against your balance and timeframe.
Yes. West State, Gold State and GESB Super work differently from standard super, and some decisions around them cannot be reversed. We help WA public-sector workers understand their options before they act.