A financial advisor in Perth, here to illuminate your path forward

In Perth, the cost of advice depends on what you need — a one-off piece of advice on a single issue costs less than a comprehensive plan with ongoing reviews. At Glow Wealth we set our fees against the work involved and the value it brings, and we agree everything with you in writing before you commit to anything. The clearest way to get a real figure is an initial conversation, where we can scope what you actually need.

Fees vary with complexity and whether you want one-off or ongoing advice. Some advisers charge a flat dollar fee, others a percentage of the assets they manage. We prefer clear dollar terms, set against the work involved, so you can judge the value against the cost — no surprises.

For many families, yes — one coordinated plan across cover, super and investments usually beats a pile of separate products, and the discipline of regular reviews keeps it on track as life changes.

Not everyone does. But if your finances are getting more complex — a growing super balance, a family, a business, or retirement on the horizon — advice helps you make confident decisions and avoid expensive missteps.

Yes. West State, Gold State and GESB Super work differently from standard super, and some decisions around them cannot be reversed. We help WA public-sector workers understand their options before they act.

Some advice fees are deductible and some are not — it depends on what the advice relates to. We'll set out how it applies to your situation before any work begins.